Based in Boca Raton, FL, Coastal Premier Insurance Group helps serve the community by offering residents multiple types of insurance coverage. We want to help our clients find policies to protect their assets well into the future. We work closely with over 20 insurance carriers around the country.

Why Florida Homeowners Should Add Liability Coverage

Your home is one of your most valuable possessions. That’s why it is important that you protect it. Home insurance covers your property if it suffers damage. The personal items inside of your home are also protected in the event of an accident or if you are a victim of theft. Home insurance provides you with a layer of security as you go through the rights and responsibilities as a homeowner. One of the most important parts of your home insurance policy is liability coverage.

Liability coverage is an asset because accidents can happen at any time. You’ll be covered if someone gets injured while they are visiting your Boca Raton FL residence. While you may think that the coverage only considers your guests, you may be held liable if the person who delivers your mail is injured on your property. However, liability coverage will give you peace of mind.

If you have a pet, liability coverage is an asset. You will be protected if your pet injures someone or causes damage to someone else’s property. If you are working on a landscaping project and someone accidentally gets hurt, liability coverage will protect you.

If you add special amenities to your home, such as a Jacuzzi or a trampoline, liability coverage is important. If an accident were to occur while someone was using these structures, they could get seriously injured, if not worse. Liability coverage could potentially prevent you from suffering huge losses and being involved in an ugly liability dispute.

Coastal Premier Insurance Group Will Help You Protect Your Asset

Visit our website to learn more information about home insurance.