Umbrella insurance is never a legal requirement for Boca Raton, FL residents, but many purchase these policies to guard against financial loss. Your Coastal Premier Insurance Group provider can provide specifics on what would be covered.

Umbrella insurance is designed to work in tandem with your other types of indemnification. Limits are typically higher, and these will begin to cover costs once your primary coverage is exhausted. The scope of named perils can sometimes be broader as well. 

You can purchase umbrella insurance on your automobile so that you and others will be covered for physical injuries and property damage in a wreck. Some people opt for this protection, as collisions can result in lawsuits or exorbitant medical bills. 

Business owners can decide to buy commercial umbrella insurance for various categories. You can obtain coverage that extends to your buildings and the property, as many companies store expensive machinery, inventory, and raw materials in their warehouses. Slander, errors and omissions, libel, and advertising mistakes, like typos and misleading information, can also be included. 

You can also add an umbrella policy to your homeowner’s insurance, which will add a more robust cap when dealing with incidents, such as injuries to guests and their medical bills or lawsuits resulting from negligence. Additionally, repairs to your house should be taken care of, and this is particularly important if your dwelling is costly or if you have possessions that are rare or difficult to replace. 

Coastal Premier Insurance Group Can Help

Visit our website, or stop by the office in person. You can also call and speak to our knowledgeable agents for more information, and we provide excellent insurance resources for those living in the Boca Raton, FL area.