There are many factors that go into being a business owner in Boca Raton, FL, including having the proper commercial insurance for protection. Commercial insurance is for businesses and protects companies financial interests. There are many ways that commercial insurance from Coastal Premier Insurance Group can protect a business. Some may include:
Theft Protection
What happens if someone breaks into a business in the middle of the night? With the proper theft coverage written into a policy, the business owner is covered from losses. Some theft coverage policies have deductibles to be met before coverage begins, so check with your insurance agent to tailor a policy for your business needs.
Liability
This coverage protects the company if a third party (Customer, Vendor, etc.) is injured on work premises. These policies also protect against any damage to an individual’s personal property. For example, if a customer’s car is damaged by an awning collapse, the damage to the vehicle would be covered under a liability policy.
Property Damage
This type of insurance coverage takes care of damage to buildings or property that occur due to any unforeseen circumstance. Most people think of fire and flood, but a business can be damaged from anything from a car careening out of control and hitting the business, to damage resulting from weather.
Injured Employee
Worker’s Compensation is a type of commercial insurance that many don’t realize. In the event that an employee becomes injured on the job, this type of coverage ensures that the employee continues to receive a portion of their wages. In addition, they will have coverage for medical bills related to the injury.
For business owners in Boca Raton, FL, contact Coastal Premier Insurance Group today for your Commercial Insurance needs. We can help you find the policy that is right for your business. Reach out to us by phone or drop by our office for answers to questions and policy details.