Boca Raton, FL, like so many towns in Florida, is one of those towns where you see vinyl siding on just about every house you come across. Beautiful old mansions are lined with vinyl siding. Trailers and prefabs, apartment buildings, vinyl siding, is on everything. The reason for that is, of course, the weather. The heat will have any other siding suffering extreme damages when it expands and contracts, and metal siding will rust faster than paint dries thanks to all the salt and moisture in the air.

Mold is perhaps a homeowner’s number one concern in Florida. Once mold sets into your floorboards or your roof or your foundation, you’re looking at some very costly repairs if the termites don’t turn your home to sawdust first. Coastal Premier Insurance Group can help you to cover some of the costs when you do suffer damages, but it’s best not to suffer damages. Here are some tips for preventing mold in Boca Raton, FL:

• Check your pipes regularly. You should be checking your pipes for leaks on a regular basis. The slightest leak can turn into some major damages quicker than you might think.
• Keep your place ventilated. If the air is starting to feel stuffy, get some room fans or check out your HVAC system to make sure it’s running well and the filter is clean.
• Avoid wood when you can. You can get vinyl flooring that looks and feels just like hardwood.

Coastal Premier Insurance Group can help to make sure that you are covered if something goes wrong, but it’s up to you to try and make sure nothing goes wrong.

Citizens who live in the Boca Raton, FL area are familiar with hurricanes. Living on the coast of a peninsula means that people need to be prepared for natural disasters such as hurricanes. This means purchasing water, non-perishable food, and staying up to date with emergency disaster plans in the case of an approaching hurricane; however, many people neglect to prepare their home for a hurricane as well. People living in the Boca Raton, FL area need to know whether or not potential damages from hurricanes are covered under their home insurance policy. Important information from Coastal Premier Insurance Group is summarized below.

Most home insurance policies include coverage for water damage. This includes damage from a busted pipe, torrential downpour, but not hurricane damage. Hurricanes bring winds in excess of 75 MPH. A category five hurricane brings winds in excess of 150 MPH. These are major winds that can launch cars, trees, and other heavy objects that can do major damage to homes. If people are not covered for wind damage under their home insurance policy, they could end up paying for the repairs on their own. This can cause major financial stress for any family. Citizens living in hurricane-prone areas should ensure that they are covered for wind damage in addition to water damage. This will protect a home in the event that a hurricane strikes.

People with questions about their policy should contact an experienced insurance agent serving the local area. An experienced insurance agent with Coastal Premier Insurance Group will be able to provide the professional guidance necessary to keep a home protected in the event of a hurricane. Ensure that all important belongings are protected with the proper home insurance.