Auto insurance is something of a mystery to many people, and they often find themselves wondering what an auto policy covers. It is fairly obvious that it is going to cover your car and you in the event of an accident but does it cover passengers? If you live in the Boca Raton, FL area, the agents with Coastal Premier Insurance Group can tell you exactly what every policy covers.
A liability policy is put in place to protect the drivers of both cars involved and their passengers. Even the most basic liability policy is going to have some form of coverage for passengers within the car at the time of the accident. This is a built in fail-safe; it will help make sure that if you get into an accident, your passengers are not going to be left high and dry when it comes to paying for their medical expenses.
Many times, the state that you live in will have specific liability limits that your policy must reach in regards to covering you, the other driver, and any passengers that might be in the car at the time of the accident. In most cases, the amount of liability coverage for passengers is pretty standard with a minimum per passenger. You can always take out larger policies if you need to as well.
A full coverage policy is going to cover a larger sum and help to pay for pretty much every bill that the passengers have in the event of an accident. For you to legally drive your car, you need to take the time to make sure you have all the necessary insurance. The agents with Coastal Premier Insurance Group in the Boca Raton, FL area can answer any questions you might have about your auto insurance policies. Drop by our office or give us a call today.